Salvation through Judgment

Baptism, like Noah’s Ark, portrays Salvation through Judgment (1 Peter 3:18-22).

A comparison is drawn between salvation in the ark and baptism. In both instances, believers are saved through the waters of judgment, since baptism portrays salvation through judgment. The mere mechanical act of baptism does not save, for Peter explicitly says, “not as a removal of dirt from the body,” meaning that the passing of water over the body does not cleanse anyone. Baptism saves you because it represents inward faith, as evidenced by one’s appeal to God for the forgiveness of one’s sins (for a good conscience). Furthermore, baptism “saves” only insofar as it is grounded in the death and resurrection of Jesus Christ. Baptism is a visual representation of the fact that Christians are clothed with Christ (cf. Gal. 3:27), and in union with Christ they share his victory over sin.

(from the ESV Study Bible notes on 1 Peter 3:21)

We’re Debt Free!

Debt Free

Ten years ago, I borrowed $68,000 to buy a house.  If I had made the regular payments for the full 30-year term, I would have paid $101,076.80 in interest, repaying a total of $169,077.60 on that $68,000 loan.  Ouch!  That’s an overall interest rate for the life of the loan of nearly 150%!

Today, I went over to the bank, got a cashier’s check for the remaining amount, and mailed it off to the payoff department.

As it is, I paid somewhere in the neighborhood of $25,000 in interest and fees over the last 10 years (including initial closing costs and a refinance 8 years ago), which is about 34% of the $73,000 purchase price of the house.  Still a hefty chunk of change!

Looking forward to getting the title to our house in a few weeks!

Overestimating the goodness of mankind

Both socialists1 and libertarians2 believe that citizens should care about the welfare of their neighbors and help the down-trodden.  However, they both underestimate the extent of mankind’s sinfulness.

The socialist prescribes methods for caring for each other, and assumes that people will comply with these methods.  They assume the productive will contribute just as much as before.  They assume the needy will become productive once their needs have been met.

The libertarian believes that people will generally do the right thing on their own, and that the few “bad apples” will be held in check by market forces.  They believe that self-interest is ultimately good, because each individual’s self-interest is best served by working in harmony with their fellow men.  They assume that the majority are forward-thinking enough to see the benefit in helping their neighbors so that society in general, themselves included, can be more prosperous.

Unfortunately for both socialism and libertarianism, there is no limit to the laziness, selfishness, and greed that lives in the heart of man (Jer 17:9, Eccl 9:3).

Under socialism, the producers will scale back, seeing no personal benefit to increased productivity.  The needy will not seek to be more productive, because someone else will provide for them.  Poverty will increase, and the powers that be will attempt to exert more and more control.

Under libertarianism, individuals will seek their own profit with minimal personal effort, and as each person’s goals conflict with others, society will decay into anarchy.  After a period of anarchy, someone will rise to power, seize control and crack down on the anarchy.

So socialists and libertarians desire the same thing, make the same mistake in estimating man’s goodness, and both lead to totalitarian control.


  1. Socialist may not be the best label, but I am using it as a description of those on the very far left of the political spectrum. 

  2. Libertarian may not be the best label, but I am using it as a description of those on the very far right of the political spectrum. 

Technical Difficulties

How come whenever there is a problem, it’s “technical” difficulties?

Sharing in the cross of Christ

Good Friday represents the cornerstone of our Christian faith:  the event where the Creator and Sustainer of the Universe, of infinite value, suffered and died in the place of wretched, obstinate sinners so that we could be adopted as co-heirs of God the Father.  It’s not easy narrowing that down to something that can be addressed in a short message.

As I was pondering this topic, my thoughts turned to Paul’s statement in Philippians 3:10, where he says, “I want to know Christ and the power of his resurrection and the fellowship of sharing in his sufferings, becoming like him in his death.”

Fueled by that statement, I would like to explore what it means for us to share in the cross of Christ. Continue reading